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<title>Rate Sheet</title><link>https://rate-sheet.pages.dev/</link><description>Free calculators for US freelancers: minimum hourly and day rate with 2026 self-employment tax, salary to hourly conversion and project quotes.</description><language>en-US</language>
<item><title>How many billable hours do freelancers really have in a year?</title><link>https://rate-sheet.pages.dev/articles/billable-hours-freelancers/</link><guid>https://rate-sheet.pages.dev/articles/billable-hours-freelancers/</guid><pubDate>Wed, 21 Oct 2026 12:00:00 GMT</pubDate><description>Start from 2,080 hours, subtract holidays, vacation, sick days and admin, and see how billable hours change the rate you need to charge.</description></item>
<item><title>Day rate vs hourly rate: which should freelancers charge?</title><link>https://rate-sheet.pages.dev/articles/day-rate-vs-hourly-rate/</link><guid>https://rate-sheet.pages.dev/articles/day-rate-vs-hourly-rate/</guid><pubDate>Tue, 20 Oct 2026 12:00:00 GMT</pubDate><description>When a day rate beats an hourly rate, how to convert one into the other, and how to set half-day and weekly rates without losing money.</description></item>
<item><title>How to quote a freelance project: hours, buffer, expenses and deposit</title><link>https://rate-sheet.pages.dev/articles/how-to-quote-a-project/</link><guid>https://rate-sheet.pages.dev/articles/how-to-quote-a-project/</guid><pubDate>Mon, 19 Oct 2026 12:00:00 GMT</pubDate><description>A step-by-step way to turn an estimate into a fixed-price quote, with a contingency buffer, pass-through expenses and a deposit, plus a worked example.</description></item>
<item><title>Hourly to salary conversion chart for 2026 (and what it means for freelancers)</title><link>https://rate-sheet.pages.dev/articles/hourly-to-salary-conversion-chart/</link><guid>https://rate-sheet.pages.dev/articles/hourly-to-salary-conversion-chart/</guid><pubDate>Sun, 18 Oct 2026 12:00:00 GMT</pubDate><description>Hourly to yearly, monthly and weekly pay from $20 to $150 an hour, plus salary to hourly, benefits value from BLS data and the freelance reality check.</description></item>
<item><title>Self-employment tax explained: 2026 rates, wage base and examples</title><link>https://rate-sheet.pages.dev/articles/self-employment-tax-2026/</link><guid>https://rate-sheet.pages.dev/articles/self-employment-tax-2026/</guid><pubDate>Sat, 17 Oct 2026 12:00:00 GMT</pubDate><description>Self-employment tax in 2026: 15.3% on 92.35% of profit, the $184,500 Social Security wage base, the 0.9% Additional Medicare Tax and worked examples.</description></item>
<item><title>How to calculate your freelance hourly rate (with 2026 tax numbers)</title><link>https://rate-sheet.pages.dev/articles/how-to-calculate-freelance-hourly-rate/</link><guid>https://rate-sheet.pages.dev/articles/how-to-calculate-freelance-hourly-rate/</guid><pubDate>Fri, 16 Oct 2026 12:00:00 GMT</pubDate><description>A five-step method to price your time: start from take-home pay, add expenses and self-employment tax, divide by the hours you can really bill.</description></item>
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